Investopedia defines wealth as “the total market value of all physical and intangible assets owned, then subtracting all debts.” Wealthmanagement.com defines wealth as “assets minus liabilities (that is, net worth).”

Further, wealthmanagement.com goes on to state that wealth has “nothing to do with money.” I will go even further and state that wealth has little to nothing to do with your job. Nevertheless, wealth building, net worth, or the lack thereof for black Americans is the singular point of my book.

It is the promised land.